Ljumović, Isidora and Kovačević, Vlado and Janković, Irena (2023) Understanding Financial Inclusion of Individuals Engaged in Agriculture: Evidence from Upper-Middle-Income Balkan Economies. Eastern European Economics. ISSN 0012-8775
Full text not available from this repository.Abstract
Emphasizing upper-middle-income Balkan Economies, this study focuses on the determinants of financial inclusion on a sample of individuals engaged in agriculture. Using logit estimations, we investigate socio-economic characteristics influencing financial inclusion, including owning a bank account and holding savings. Results reveal that individual characteristics, such as education, income, gender, and online payment usage are influential drivers. Financial inclusion is also impacted by economy-level variables including the share of agriculture in GDP and financial infrastructure density. The study underscores the importance of tailored policies to promote financial inclusion, particularly for vulnerable groups in agriculture-dependent economies.
| Item Type: | Article |
|---|---|
| Uncontrolled Keywords: | financial inclusion, formal account, income inequality, saving account |
| Depositing User: | Unnamed user with email srdjan.jurlina@ien.bg.ac.rs |
| Date Deposited: | 11 Mar 2024 12:12 |
| Last Modified: | 19 Mar 2024 12:33 |
| URI: | http://repository.iep.bg.ac.rs/id/eprint/774 |
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